Budget Coaching

If you’d like to be in control of your money, you need a budget. Whether you have a lot of money or a little money, you know it doesn’t feel good to not be sure where your money is going. My favorite budgeting tool is You Need A Budget (YNAB). YNAB is comprised of a terrific methodology paired with attractive and accessible software. It’s easy to use once you get going, but for many people, the learning curve is steep. I can make it easier for you get past the learning curve by helping you set up your budget and coaching you through the YNAB philosophy and best practices so you can have a budget that will help you do the things you want to do.

Janine is very easy to work with and has infinite patience. We worked together via Zoom and with screen sharing, she was able to help me through my personal learning curve. Within a few sessions, I was able to cut several hundred dollars a month in spending without affecting our quality of life at all. YNAB has given me a complete picture of where my money is going and has removed a lot of the stress of figuring out how to pay future bills. Working with Janine to implement YNAB has been a great experience for me (she made the process fun!) and I feel like I have much better control over our spending.

— Elaine

The first step in working together is to schedule a free Discovery Call. During that 20-minute Zoom, we’ll make sure we’re great fit and decide which of my packages will work for you

If you’re brand-new to YNAB or you’ve used it in the past and want a fresh start, you’ll probably want my YNAB Set-Up Package. You get three 60- to 90-minute sessions where we get your customized budget set up and answer any and all of your questions. You’re not limited to these three sessions, of course. You can purchase as many single sessions as you’d like after that.

If you’re using YNAB already but feel like you could be using it better, check out my Level Up package. It’s a pair of 90-minute sessions that will help you optimize your use of YNAB and make sure it’s meeting your needs.

If you’re already using YNAB but have a particular issue (or issues) you’d like help with, you can buy a laser-focused single session of either 60 minutes or 90 minutes. We’ll cover whatever you want in our time together.

If you’re a small business owner and want to talk about creating a small-business budget (I recommend integrating it with Profit First), check out my Small Biz Set Up Package. I encourage you to read the Small Business page on this website as well.

I will never be able to thank you enough for changing my life with YNAB!

— Patti

I’d love to help you feel great about your money!

I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.